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At TheLoanWolf.co.uk we pride ourselves on being able to help customers in all kinds of situations to get the loan that they need. Our users needn't be put off by their poor credit ratings as we can find loan companies willing to help in most situations. Your application is handled completely online from filling in our simple form to receiving your money, making everything as easy as possible. Once you have told us all the required information our software gets to work searching hundreds of lenders to find you the best loans for you, separated by loan type. If you don't like any of them, click the link below the apply button and we'll find you another.
We pride ourselves on making your experience with us a rewarding and beneficial one, if however you would like to get in touch with us for any reason then please use the address below to do so: TheLoanWolf.co.uk is a trading name of Mediablanket Limited, a company registered in the UK, No. 07949139. Registered Office: Mediablanket Ltd, 50A Bridge Street, Manchester, M3 3BW. Consumer Credit Licence No. 640730.
Implications of non-payment and/or late payment:
A default fee can charged for non-payment. This ranges from £6 to £12 with our lenders. Your bank or building society may also charge a Non-Sufficient Fund (NSF) if there are insufficient funds in your account when your lender debits it. If you are unable to repay your loan for any reason, it's recommended that you contact your lender as soon as possible, to avoid any late payment fees.
Most lenders will debit the agreed amount that you owe them directly from the card details that you agreed to use as the repayment method on the day you took out your loan. Our lenders follow all applicable collection laws and guidance. If a payment is not made on an agreed date, your lender will charge you a late payment fee. Additionally, your lender may initiate collection procedures. Your credit score may be adversely affected if your payment obligations are not met in full. Your account may be placed with a collections agency or sold to a third party collections company who make take any action authorised by law.
Potential impact to users' credit scores
This website does not perform credit checks. Our lenders may perform traditional credit checks with your permission and report loan information to the UK credit bureaus. If you miss a loan repayment, your credit score may be negatively affected.
If you contact your lender directly, it may be possible to renew/extend your loan. These are not automatically granted, but are considered based on your individual details and circumstances. Loan renewals will only be granted by our lenders if they are satisfied that doing so is in line with their responsible lending obligations. If you miss a payment and do not contact your lender, there may be an automatic loan renewal or extension applied to your account. Extending your loan may result in extra financial fees.
Impact on initial rate (increases over time). Lenders may also increase the initial rate given if there is a late payment or non payment. It would be wise to communicate with the lender on this basis.
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